trycoast.Try it free

A little math. A lot more possibility.

More life.
Less grind.

You’ve been saving for someday. What if some of that freedom could start sooner? Let’s see what your money makes possible.

Find my coast number ↗About 2 minutes. Bring your curiosity.
No signup. No bank linking. Just you, a few numbers, and some what-ifs. Your inputs aren’t saved.
01 Find your coast number02 Play with the what-ifs03 Check the everyday money

01 / Retirement

Could your savings take it from here?

Here’s the idea: let your retirement savings keep growing without adding more. You’d still work to cover life today—but maybe on different terms.

We’ll start with retirement at 65, 5% growth after rising prices, and 4% yearly withdrawals. These are assumptions, not promises.

Fine-tune the assumptions

Example numbers—make them yours.

What could your savings make possible?

Pop in your numbers and let’s see if your retirement savings could take it from here.

02 / Make sense of it

Okay, but what if…?

A less intense job? A little more time? Let’s poke at the numbers before making any big moves.

First, run your numbers above. Then we can kick around a few ideas together.

03 / Everyday money

And can you still pay for life?

Future-you matters. So do rent, groceries, and the occasional great weekend. Try a smaller paycheck and see how your cash holds up.

We’ll bring your monthly spending down from step 1. Add your cash and pay here.

We’ll look 12 months ahead, starting the change now, with no new retirement saving. Your cash cushion starts at 3 months of living costs.

Fine-tune the cash check

Room to breathe?

Add your cash and paycheck, and let’s see how a smaller paycheck could work for you.

Want to keep your plan? Here’s what’s coming.

Exploring is free. A saved plan you can return to is planned at $12 once; automatic account updates are planned at $19/month. Neither is available to buy yet.

An emailed copy would be free and separate from saving a plan.

Behind the numbers

You bring the inputs; our calculator does the math. We aren’t checking bank accounts, searching the web, or running past markets through your plan. The suggested questions work now; open-ended AI isn’t on yet.

Retirement uses steady growth in today’s dollars. Cash uses the pay and costs you enter, with no interest or rising prices. We check the end of each month, so a tight spot between paydays could be missed.